Debt Coaching

Feeling Overwhelmed by Debt? You’re Not Alone. And You Don’t Have to Do It Alone.

I help everyday people get organized, understand their numbers, and build a clear path forward no shame, judgment, or overwhelm.

What Debt Coaching Actually Is

Debt coaching is not debt settlement, not credit repair, and not financial advising.
It’s personalized education + organization + clarity.

Understand exactly what you owe
Organize your payments, priorities, and timelines
Build a plan based on your real life kids, work, emergencies and all
Create systems that are simple and sustainable
Break the mental and emotional overwhelm that debt brings

This is about giving you control, not leaving you with guesswork.

I help you where you are at, what I love about this work is that no two calls are the same.

My Why

I’ve been in tough times.
When I got pregnant with my son, I was working multiple jobs, drowning in bills, expensive car payment and credit card debt. I was constantly trying to catch up. I wanted to do everything “right,” but I lacked the education and opted for life experience nice instead.

I ended up filing bankruptcy, it wasn't a choice I made lightly.

And that moment changed everything for me.

I rebuilt from the ground up:

A beat up $1,000 car
A tiny savings account
Learning how money actually worked
Setting up systems I could maintain
Slowly building my emergency fund
Learning to invest
Getting organized
Helping coworkers and friends do the same

I learned that you don’t need perfection — you need a plan, a partner, and a place to start.

That’s what I want to be for you.

What You Get in Coaching

1. Full Financial Clarity

We lay out debts, minimums, balances, interest, income, and goals, no judgment.

2. Your Personalized Action Plan

A simple step-by-step roadmap that fits your life.

3. Tools & Templates

You get the exact spreadsheets, checklists, and tracking systems I personally use.

4. Guidance & Support

I explain things in plain English and help you stay on track, without shame or fear.

5. Optional Ongoing Coaching

I am working on starting my Patreon... coming soon.

Who This Is For

This coaching is perfect for:

✔ Single parents
✔ Families living paycheck to paycheck
✔ People restarting after divorce or bankruptcy
✔ Anyone feeling disorganized or overwhelmed
✔ People who want structure and accountability
✔ People who want a plan they can actually stick to

This is NOT for:

❌ Anyone wanting debt settlement services
❌ Credit repair help
❌ Legal guidance
❌ Investment management
❌ “Get out of debt fast” promises

What a Session Looks Like

Step 1 — Book on Calendly

Pick a time that works for you, pay directly through Paypal.

Step 2 — Intake Form

You fill out a simple guided questionnaire before your session. If you purchase Deep Dive, this is where you upload all of your documents for me to go through.

Step 3 — Zoom Time

We walk through your picture together, calmly and judgment-free. Go over your situation and goals, pick your personalized plan and I customize your spreadsheet that I will build with your plan.

Step 3 — Your Personalized Plan

You receive your plan + tools within 24–48 hours after our zoom.

Step 4 — Follow-Up Support

You can ask questions afterward, share your success and pitfalls, I want to hear it all.

Step 5 — Long-Term Growth

If you want to continue organizing income, budgeting, savings, or long-term planning, we can build that in too.

Patreon community coming soon.

Which do I Pick?

Debt Clarity VS Deep Dive

Debt Clarity is a $49 session is for those who are clear about their financial picture and not actively spending on their cards or acquiring new debt. The intake form will ask you to list all accounts including the lender names, current balance, APR, minimum payment and due date. As well as income sources and monthly bills. Together we are going to create a clear plan for you to get out of debt.

Deep Dive is a $149 session for those who want a better understanding of where their money is going. The intake form for Deep Dive will ask for a list of your accounts and either statements or screenshots of the last 90 days of activity. I am going to create your financial picture and together we are going to identify spending behaviors and patterns that can change and create a debt payoff plan.

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